What happens when you pay off your mortgage?
When you first get a mortgage, wondering what happens when you pay off your mortgage seems to be so far in the future. That day may come round quicker than you think and here’s some …
Do you have the protection in place?
Our clients, a couple, were looking for a property when the husband received a £8,000 pay rise which meant they could gain a larger mortgage and possibly a larger family home. They have now moved …
Children’s Critical Illness as part of your cover
Resolve Financial Solutions were approached by an existing customer who had been researching online various critical illness providers as she wanted to put in place a policy for her and her partner each as the COVID-19 …
What Is A Mortgage Term?
A mortgage term is the length of time, usually in years, in which the parameters of a mortgage have legal effect. Once the term has expired, the remainder of the mortgage balance will need to …
Repayment Mortgage vs. Interest Only
When we speak with our mortgage clients, we often discuss the two main ways to pay off a mortgage – repayment mortgage vs interest only. We often find that one option suits your financial situation …
How long should I fix my mortgage for?
When we provide mortgage advice to our clients, we often get asked how long should I fix my mortgage for? This really comes down to the rates available from the lender for two and five …
What Is A Mortgage Underwriter?
When your mortgage application is with the mortgage underwriter then you know the process is underway. When we work with a client to find the best mortgage for them it involves a number of stages …
Mortgages: Product transfer vs Remortgage
When your current mortgage comes to an end, you need to decide product transfer vs remortgage. Remortgaging is when you source a new mortgage with a different mortgage lender. Product transfer on the other hand …
The advantages of using a mortgage broker
A mortgage broker can be very advantageous when you are looking for the best mortgage. It is not essential to use a mortgage broker however, the advantages of using a mortgage broker really do outweigh …
What is a mortgage in principle?
Find out all you need to know about a mortgage in principle below and how they work. A mortgage in principle is a certificate or statement from a lender to say that ‘in principle, they …