What is Shared Ownership?
Shared Ownership is an affordable home ownership scheme designed for people who can’t afford to buy a home outright on the open market. We have explained this scheme below in more detail including some frequently …
Overpaying on your mortgage – Pros & Cons
Overpaying on your mortgage is often a no-brainer. It is a way of saving lots of money in interest however, doing this really depends on your personal circumstances. Overpaying on your mortgage means that you …
What Happens If I Don’t Remortgage?
When you are on a fixed rate mortgage, it will usually come to an end after either two years or five years. They can also be three, seven, or ten years as well. What should …
What Are Green Mortgages?
Green mortgages are mortgages that are offered to individuals purchasing energy-efficient homes. The individual is offered a reward for purchasing an energy-efficient property in the form of a lower rate of interest or cash-back on …
Is it worth getting a mortgage adviser?
Getting a mortgage is one of the biggest decisions you will make in your life, so it is important to get the right one. A mortgage adviser can assist you in finding the right mortgage …
Is Income Protection The Same As Life Insurance?
We often get asked by clients if income protection is the same as life insurance and the answer is no. Life insurance can only be paid out when you die or are diagnosed with a …
Should I Set Up A Company For My Buy-To-Let Property?
In recent years, there has been a 3 per cent extra charge in stamp duty for landlords with additional buy to let property investment. Many landlords are starting to look at ways they can save …
Should I Set Up A Company For My Buy-To-Let Property? view more
Equity release to pay for care
Our clients were two brothers who had power of attorney over their mother’s affairs. The mother was in her mid-90s and had severe dementia. Her wish was for her to remain at home and for …
What is equity release and how does it work?
For many people their biggest asset is their home, however, money can be tied up in property when it is needed for everyday life. Unlocking value via equity release is a growing option being considered …