What is Shared Ownership?
Shared Ownership is an affordable home ownership scheme designed for people who can’t afford to buy a home outright on the open market. We have explained this scheme below in more detail including some frequently …
What is ONS data and how is it used by lenders?
At the end of each year, usually in December, the Office of National Statistics (ONS) produce ONS data in the form of a publication called Family Spending. The publication provides a wealth of information on …
Why, And How, We Support Buy to Lets
Often when someone is asked to imagine what they think the average landlord is like then many a time some not too positive comments are made. Phrases such as ‘Money grabbing’, ‘Don’t care about tenants’, …
What proof do I need for a mortgage if I’m self-employed?
People often believe the myth that if you are self-employed, you can’t get a mortgage. This is simply not true. Here’s our guide explaining how you can still get a mortgage if you are self-employed. …
What proof do I need for a mortgage if I’m self-employed? view more
Overpaying on your mortgage – Pros & Cons
Overpaying on your mortgage is often a no-brainer. It is a way of saving lots of money in interest however, doing this really depends on your personal circumstances. Overpaying on your mortgage means that you …
Title Splitting: How Can It Increase Profits?
The most common form of title splitting is when an individual buys a single property or plot and then divides it up. For example, if you refurbish a property and split it into two or …
Our Guide To Additional Borrowing On Your Mortgage
You might consider additional borrowing on your mortgage if, for example, you want to make home improvements. Here is our guide covering additional borrowing on your mortgage and how it works. What is meant by …
Our Guide To Additional Borrowing On Your Mortgage view more
What Happens If I Don’t Remortgage?
When you are on a fixed rate mortgage, it will usually come to an end after either two years or five years. They can also be three, seven, or ten years as well. What should …
Mortgages For Freelancers
When you become a freelancer there are many advantages and disadvantages. Flexibility and independence are often the main drivers, but also the potential financial rewards and work/life balance that comes with working more flexibly. As …
Our Analysis Of The Mortgage Market
As we begin the month of November and are hopefully putting more distance between us and the pandemic, we thought it would be helpful to look at the current situation of the mortgage market. According …