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Financial Advisers For Business Owners

Back to Protection Planning

Working with Business Owners & Company Directors

Our experienced team offers innovative, unbiased, independent financial advice for business owners, company directors and their teams. We are here to demystify your finances: no suits, no jargon, no corporate-speak, no hard sell, no hidden fees.

Our ambition is to help you become financially organised, understand the choices you have and make good financial decisions that are aligned to your core values and company objectives.

We have been in your shoes…from starting our company from a piece of paper to marketing, recruiting, finance and sales. We have lived all roles and understand what it takes to make a business successful whilst supporting those that are on the journey with you, whether that be family, friends or your team.

business owners

How we can help your business.

We work with business owners and company directors to understand both business and personal financial goals as these will generally go hand-in-hand. Working alongside accountants and business advisers, we build financial plans to help you structure finances in the most tax-efficient way to ensure your business success is linked to your personal financial future.

Protecting the team

Losing key workers, death of shareholders or having sick employees can be hugely detrimental to your business. Key Person Insurance, Shareholder Protection and Income Protection can help tide you over in such times.

Mortgages
 

Taking income through a small salary and dividends can be tax efficient but how do you show affordability for a mortgage? We can help cut through the complexity of the mortgage world for business owners.

 
key individual insurance

Financial Wellbeing For Your Team

Employee benefits

To help attract and retain team members, employee benefit packages such as Pensions, Group Life Insurance and Private Health Care can give you and your team added value and peace of mind. (The Financial Conduct Authority does not regulate Employee Benefits.)

Company structure & Staff retention

As well as day-to-day employee benefits, we work with corporate finance experts to help you structure your company to retain staff using Employee Share Schemes such as Enterprise Management Incentives or Share Incentive Plans.

RFS Blog - employee benefits

Tax & Business Support

Tax efficiency

We can help reduce needless tax liabilities through pensions, protection plans and other tax efficient investments such as VCT’s and EIS.

Business support

Of course, owners want their businesses to not just survive, but thrive. We have a client network that covers HR, Marketing, Accountancy, Corporate Finance, Legal, Wills, Conveyancing and much more so if you need help, we can send you in the right direction.

RFS Blog - pre tax and post tax

As well as experience in running our own company, our dedicated team has a wealth of experience and expertise in financial planning, pensions, protection, inheritance tax and mortgage advice.

If you would like to talk to us to find out how we can help your company, staff and clients, please get in touch today.

*Please note: The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested. Enterprise Investment Schemes and Venture Capital Trusts invest in assets that are high risk and can be difficult to sell such as shares in unlisted companies.

Our aim is to help you to feel empowered, informed and confident about your financial wellbeing.

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