As mortgage advisers, it is crucial to inform clients about the impending changes to Stamp Duty Land Tax (SDLT) set to take effect on 1st April 2025. These modifications will significantly impact first-time buyers and […]
Upcoming Stamp Duty Changes in April 2025 view more
How to Secure a Mortgage When You’re Self-Employed Securing a mortgage can feel a daunting task for contractors and the self-employed. Traditional lending criteria often favours salaried employees, leaving many contractors wondering if they can
Contractor Mortgages Made Simple view more
Purchasing your first home can be overwhelming and at the same time exciting. From saving for a deposit to navigating mortgage options, the process requires careful planning and informed decision-making. Here’s our advice to help
The First-Time Buyers Guide To Getting Your Dream Home view more
Owning a home has been seen as one of the best ways to build financial stability in the UK. While renting offers flexibility, many experts agree that a mortgage can deliver greater long-term value, especially
Why Is Having A Mortgage Better Than Renting? view more
As 2025 is here, many homeowners are contemplating whether it’s the right time to remortgage. With the financial landscape continually changing, making an informed decision is tricky. Here’s our advice on what you need to
Is 2025 The Right Year To Remortgage? view more
You might be thinking what happens when my fixed-rate mortgage ends? If you are on a fixed-rate mortgage it is important to investigate the mortgage options available to you as your current preferential rate will
How Does Remortgaging Work? view more
When you are a first-time buyer, it can feel like a daunting task to save for a property deposit. House prices and living costs are continuing to rise and many people worry about not ever
The First-Time Buyer’s Guide To Saving A Property Deposit view more
Buying a house for the first time can be both an exciting and daunting process. As mortgage advisers, we often encounter first-time buyers who are eager to step onto the property ladder but are unsure
How Hard Is It To Buy A House For The First Time? view more
As mortgage advisers, we frequently assist clients in navigating the complexities of securing a mortgage. One of the crucial steps in this process is the mortgage affordability check. This assessment ensures that borrowers can comfortably
What Are Mortgage Affordability Checks In The UK? view more
The mortgage market in the UK has been described as ‘robust’ in anticipation of the Bank of England’s upcoming interest-rate decision. Financial markets have been closely monitoring the situation, pricing in a 60% chance of
Mortgage Market ‘Robust’ Ahead of Bank of England Interest-Rate Decision view more
