As financial advisers, we often encounter clients who are unsure about how to maximise their pension benefits. Pensions are one of the most tax-efficient ways to save for retirement, and understanding how to make the […]
Making The Most Of Your Pension Savings view more
In the UK, self-employment offers the freedom to work independently, but it also demands proactive financial planning, particularly when it comes to retirement. As a self-employed individual, setting up a pension plan is crucial to
How To Start Your Pension If You Are Self-Employed view more
Understanding how your pension works is important to ensure you will have enough wealth to be able to live your desired lifestyle. Recent research by Aviva, stated that more people are saving into their pensions than
Do You Understand How Your Pension Works? view more
With the cost-of-living crisis impacting more and more people, many people are struggling to make ends meet due to reduced income and rising energy costs. A recent study published by FTAdviser, stated the many young
Don’t delay your pension contributions to maximise your pay view more
The deadline to backfill your pre-2016/17 state pension contributions is nearing. When the new state pension was introduced in April 2016, the government offered a temporary opportunity for some of those who did not have
Catch Up On Your State Pension view more
You can take a cash lump sum from your pension savings however you like; it is entirely up to you. A cash lump sum is when you take the money built up in your pension
A guide to taking a cash lump sum from your pension view more
It is important to understand what will happen to your pension pot when you die and the tax implications of passing on your pension. It all depends on what types of pension you have. A
What happens to your pension pot when you die view more
Any pension comes with charges and the nature of these pension charges really depends on which provider your pension is with. You should be aware of what you are paying as the charges can affect
Pension Charges: What Are They? view more
Pensions are a long-term investment and our clients often ask us – how can I choose what my pension is invested in? Keeping an eye on which funds your retirement savings are in, so that
How Can I Choose What My Pension Is Invested In? view more
There has recently been many discussions about the difference between men and women’s pension pots so we thought we would discuss further. Recent research by Profile Pensions, revealed that the gap is such that it
The difference in men and women’s pension pots view more
