When you become a contractor there are many advantages and disadvantages. Flexibility and independence are often the main drivers, but also the potential benefit of being self-employed on the one hand while have a healthy, […]
Mortgages For Contractors view more
The question currently on many people’s minds…is now a good time to buy a house? With house prices continuing to rise, people are worried if they will get left behind if they don’t buy now.
Is now a good time to buy a house? view more
When your mortgage application is with the mortgage underwriter then you know the process is underway. When we work with a client to find the best mortgage for them it involves a number of stages
What Is A Mortgage Underwriter? view more
When your current mortgage comes to an end, you need to decide product transfer vs remortgage. Remortgaging is when you source a new mortgage with a different mortgage lender. Product transfer on the other hand
Mortgages: Product transfer vs Remortgage view more
In recent years, there has been a 3 per cent extra charge in stamp duty for landlords with additional buy to let property investment. Many landlords are starting to look at ways they can save
Should I Set Up A Company For My Buy-To-Let Property? view more
A mortgage broker can be very advantageous when you are looking for the best mortgage. It is not essential to use a mortgage broker however, the advantages of using a mortgage broker really do outweigh
The advantages of using a mortgage broker view more
In June 2017, lives were lost in the Grenfell Tower tragedy and the issue of unsafe building materials in blocks of flats, cladding, in particular, was highlighted. The problem was that the Grenfell Tower and
What is the crisis with cladding? view more
Next week will see the chancellor, Rishi Sunak announce the budget and there have been many rumours as to whether there will be a stamp duty holiday extension. If Sunak decides to extend the stamp
Stamp duty holiday extension: Will he, or Won’t he? view more
The idea behind an offset mortgage is that your savings account and your mortgage are both combined into the same account. This means that any savings you have can go towards temporary overpayments towards the
What Is An Offset Mortgage? view more
For many people their biggest asset is their home, however, money can be tied up in property when it is needed for everyday life. Unlocking value via equity release is a growing option being considered
What is equity release and how does it work? view more
