The pandemic has led to many more individuals now relying on staycations and we have certainly received more enquiries about whether now is a good to invest in a holiday let or not. With lockdown […]
Is Now A Good Time To Invest In A Holiday Let? view more
Mortgages for professionals, including architects, dentists and vets, are available that allow the individual to borrow substantially more than the common guideline of 3-4 times their annual income. Who do mortgage lenders count as professionals?
Mortgages For Professionals view more
No-one wants to hear the words “your mortgage has been declined,” however this does happen but it doesn’t need to be the end of the road. There can be many reasons why your mortgage is
Why has my mortgage been declined? view more
A mortgage term is the length of time, usually in years, in which the parameters of a mortgage have legal effect. Once the term has expired, the remainder of the mortgage balance will need to
What Is A Mortgage Term? view more
When we speak with our mortgage clients, we often discuss the two main ways to pay off a mortgage – repayment mortgage vs interest only. We often find that one option suits your financial situation
Repayment Mortgage vs. Interest Only view more
Parents can help you to purchase a property and for this you will need a joint owner sole proprietor mortgage. In some circumstances, this is the best option if you are struggling to get onto
Can My Parents Assist With Purchasing A Property? view more
As financial advisors we often get asked the difference between secured vs unsecured loans. It’s important to understand the difference because there are risks with both. What is a secured loan? A secured loan is
The Difference Between Secured vs Unsecured Loans view more
When we provide mortgage advice to our clients, we often get asked how long should I fix my mortgage for? This really comes down to the rates available from the lender for two and five
How long should I fix my mortgage for? view more
When you come to decide on your mortgage offers, one of the decisions will be whether to choose a fixed or variable rate mortgage. We explain below the difference between fixed rate vs variable rate
Fixed Rate vs. Variable Rate Mortgages view more
When you become a contractor there are many advantages and disadvantages. Flexibility and independence are often the main drivers, but also the potential benefit of being self-employed on the one hand while have a healthy,
Mortgages For Contractors view more
