Deposit Free Mortgages
A very common question First Time Buyers ask a Mortgage Adviser is, if I can afford the monthly payment in rent, then why will a bank not lend me the amount I need to buy […]
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Congratulations To Three Bridges Under 11’s
With the 2022/2023 season coming to an end for the Three Bridges Under 11’s team, we wanted to say a massive congratulations to all the team and their coaches. Along with our co-sponsors, RS Motorcycle Training (Home
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What Is A House Survey?
When buying a house in the UK, it’s important to have a full understanding of its condition before making a purchase. This is where house surveys come in. House surveys are an essential part of
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Lease Extension Of Leasehold Flats
If you own a leasehold flat, you may be wondering about the process of extending your lease. A leasehold property is one where the property owner only has ownership rights for a set period, usually
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The Benefits Of Overpaying Your Mortgage vs Offset
When it comes to paying off your mortgage early, there are two main options: overpaying your mortgage or using an offset mortgage. Both options can help you pay off your mortgage quicker, but each has
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Mortgage Lenders Introduce EPC Rating To Mortgage Applications
Mortgage lenders have recently started to introduce the collection of a property’s Energy Performance Certificate (EPC) rating on purchase and remortgage applications. This new development is part of a wider trend in the financial sector
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How we can help the self-employed find a mortgage
It has been a turbulent time for the self-employed, what with the pandemic lockdowns and Brexit, many businesses are seeing an impact on their bottom line. It has meant in many cases, that self-employed business
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Why Are Lenders Withdrawing Mortgage Tracker Products?
With lenders releasing improved tracker rates then could this type of mortgage product offer better value in the current market in the short term? The above is a question that we are seeing being discussed
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Is IR35 being scrapped?
With Chancellor Jeremy Hunt announcing a list of U-turns to the majority of the mini-budget on Friday, does this mean IR35 is being scrapped? IR35 was introduced by HMRC in 1999 with the aim of
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Mortgage Industry: Our Update
The last week has been a volatile couple of weeks for the mortgage industry, over 3,000 mortgage products have been removed or changed. Lenders are starting to return to the market with new products but in some cases
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