Obtaining a mortgage if you are self-employed has always been a little more complex than if you were employed. At Resolve, we do not necessarily think that this should be the case, but we operate […]
Some Lenders Change Policy For Self-Employed view more
Warnings of a rise in mortgage rates are being discussed within the industry and this week we have seen a number of lenders increase their rates. Expect a 13 per cent increase in their mortgage
Rise In Mortgage Rates: What Does It Mean? view more
Everyone’s income streams are different and some people don’t have predictable incomes. For those that are self-employed or who have income from more than one source, it can sometimes be difficult to get a mortgage.
What is meant by Complex Income? view more
Often when someone is asked to imagine what they think the average landlord is like then many a time some not too positive comments are made. Phrases such as ‘Money grabbing’, ‘Don’t care about tenants’,
Why, And How, We Support Buy to Lets view more
The most common form of title splitting is when an individual buys a single property or plot and then divides it up. For example, if you refurbish a property and split it into two or
Title Splitting: How Can It Increase Profits? view more
You might consider additional borrowing on your mortgage if, for example, you want to make home improvements. Here is our guide covering additional borrowing on your mortgage and how it works. What is meant by
Our Guide To Additional Borrowing On Your Mortgage view more
When you become a freelancer there are many advantages and disadvantages. Flexibility and independence are often the main drivers, but also the potential financial rewards and work/life balance that comes with working more flexibly. As
Mortgages For Freelancers view more
As we begin the month of November and are hopefully putting more distance between us and the pandemic, we thought it would be helpful to look at the current situation of the mortgage market. According
Our Analysis Of The Mortgage Market view more
Recently we have experienced property surveyors, on behalf of the mortgage lender, down-valuing homes based on the fact that the transaction price agreed by the buyer and vendor was too high. We question whether this
Why has my property been down-valued? view more
The government has announced its ‘minimum level of energy efficiency’ standard and this Energy Performance Certificate (EPC) rating for landlords could affect your mortgage application. We explain how… The Domestic Minimum Energy Efficiency Standard (MEES)
How EPC Ratings For Landlords Can Affect Your Mortgage Application view more
